The role of credit bureaus and information production in the metropolis of São Paulo

Abstract

The current capitalist world operates with an essential tool for economic transactions: the information variable. This information, fueled by science and technology, can generate greater competitiveness compared to other corporations and, consequently, unlock new uses of the territory. As a case in point, the metropolis of São Paulo currently stands as the most important informational and financial center on the Brazilian territory. In this context, we highlight that this metropolis concentrates the main Credit Bureaus operating in Brazilian territory. Thus, we seek to understand the role that these companies play in the process of producing information directed at decision-making on credit granting. The location of the main credit bureaus in the Metropolitan Region of São Paulo is strategic, since it is the compartment of the national territory which is home to the greatest production and dissemination of financial information.